Air Force Credit Union

Air Force Credit Union


The Air Force Federal Credit Union is a not-for-profit, member owned financial cooperative. This cooperative provides friendlier personal services to US Air Force personnel at lower fees. It has low loan rates and higher dividend rates than the for-profit financial institution. The Air Force Federal Credit Union gives lifetime membership.

The US Air Force personnel can avail the benefits of a variety of loans from the Air Force Federal Credit Union. You can get loans for making almost any purchase like car, motorcycle, house etc. There are provisions for several other loans to help you through financial crisis. Those include- home Improvement and home equity loans, conventional and VA mortgages, line of credit loans, personal unsecured loans, share secured loans etc.

To become a member of the Air Force Federal Credit Union, you need to deposit at least $5 into your share savings account. There are provisions of two different checking accounts- Command Club Checking and Simple Checking. The US Air Force personnel can avail the benefits of direct deposit, monthly dividends and overdraft protection. All the services are free of monthly service charge and per check charge. There is no minimum balance requirement in your account. The Visa Check Card enables you access thousands of ATMs worldwide. Making AFFCU loan payments with automatic transfers from this account will give you a 0.25% discount on your loan rate.

The Air Force Federal Credit Union provides safe investment options to the US Air Force personnel. You can open a share certificate with as little as $1,000. You get an insurance of $100,000 on your investment. The terms vary from six months to five years and you get monthly dividends on your investment.

The US Air Force personnel can invest in an IRA to have more control over financial affairs after they retire. Air Force Federal Credit Union has the provision of both Traditional and Roth IRAs. The lowest investment limit is $5. To have faster growth on your money, you can open a Money Market Account. The minimum investment limit is $2,500 here.


Ready to join the Air Force? Just fill out this form to receive more information.